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Disclaimers

General

Specialty Capital, Inc., is a private holding company registered as an Illinois C Corporation that owns a wide variety of diversified portfolio companies.  While Specialty Capital, Inc., does not welcome investors into our holding company, we do invite certain investors into our portfolio companies on a selective basis.  Any portfolio companies discussed are not representative of all investments in vehicles managed by Specialty Capital, Inc., and there can be no assurance that the investments referred to are, or will be, profitable.  All information provided is believed to be from reliable sources but no liability is accepted for any inaccuracies.  All information provided is for information purposes and should not be construed as an investment recommendation or offer to invest in any project facilitated by Specialty Capital, Inc.  Past performance is no guarantee of future performance.  Specialty Capital, Inc., is not registered with or regulated by the SEC.  Information presented or discussed is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities.  Specialty Capital, Inc., does not offer investment advice.  All investments involve risk and unless otherwise stated, are not guaranteed.  Specialty Capital, Inc., does not solicit or make its services available to the general public.

Financial Statements

Financial statements are unaudited and should only be used for internal management discussion purposes.  Local management is responsible for providing accurate information for preparation of financial statements.  We do not perform any procedures to verify or corroborate the information supplied to us by local management.  All financial statement preparation services and all affiliated services are “nonattest services.”  We may not be independent with respect to the company or its officers or owners.  Financial statements are prepared on an income tax basis and do not include related notes.  We do not express an opinion or conclusion, nor provide any assurance on these financial statements.

Forward-Looking Statements

The information included in any correspondence and other information provided from time to time may contain “forward-looking statements.”  Such statements generally include the words “will,” “plans,” “intends,” “targets,” “expects,” “outlook,” “believes,” “anticipates,” or similar expressions. Forward-looking statements may include, without limitation, expected financial positions, guidance, results of operations and cash flows; financing plans; business strategies and expectations; operating plans; impact of various economic events and market trends; capital and other expenditures; competitive positions; growth opportunities; benefits from new technology and cost-reduction initiatives, plans and objectives; and/or litigation related strategies and outcomes.  Factors that could cause actual results to materially differ from those contained in the forward-looking statements, or that could cause other forward-looking statements to prove incorrect, include, without limitation, adverse effects from market trends; adverse effects from general global and local economic and financial conditions, including inflation; risks related to our sales and operations; adverse conditions in the niche industry in which the business operates; competition from substitute products or services, new technologies and new or emerging competitors; supply chain disruptions; natural disasters and extreme weather events; other unanticipated problems such as labor difficulties (including work stoppages), equipment failure or unscheduled maintenance and repair; attracting and retaining key personnel; dependence on certain large customers; legal actions associated with our intellectual property rights; information technology security breaches and other disruptions; complications with designing or implementing new systems; government policies and regulations, including, but not limited to, those affecting industry-specific regulation and tax policies; and/or losses due to lawsuits arising out of employment-related matters or personal injuries, and the other factors detailed from time to time.  We assume no obligation to provide any revisions to, or update, any forward-looking statements.  Actual business results could differ materially from the views expressed.

Legal or Tax Advice Disclaimer

We do not offer legal or tax advice. Nothing contained in any correspondence is legal or tax advice.  No statements made by us should be construed as legal advice, and we always encourage you to consult with your own attorney or accountant. All liability with respect to actions taken or not taken based on the contents of any correspondence are hereby expressly disclaimed.  Any correspondence is provided “as is” and no representations are made that it is error-free.



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